Public Adjusters in Texas
From hail alleys north of Dallas to hurricane exposure on the Gulf Coast and the freeze losses of Winter Storm Uri, Texas runs one of the most varied property claim environments in the country. Texas does not cap public adjuster fees by statute, which means the fee is whatever you negotiate, in writing, before work begins. That makes the written contract the single most important document in a Texas claim. The Texas Department of Insurance licenses public adjusters, maintains a complaint process, and publishes its license roll as open data. We verify every Texas listing against that dataset directly, which is why you will see verification dates on Texas firms that no other directory offers.
More licensed firms
- Continental Adjusters LLC · McKinney
- Diana Pena · San Antonio
- Eclipse Claims Consulting, LLC · Frisco
- Harold Elwood Saum Jr · Fort Worth
- James Barmore · Houston
- John Tomlin · Austin
- Justin Nobles · College Station
- Kyle Hensiek · Houston
- Louis Guzman · San Antonio
- Mark Pincus · Plano
- Morrison & Morrison, Inc. · Kemah
- National Claims Negotiators · Mansfield
- Raul Alaniz · Houston
- Richard Howell · Houston
- The Beneke Company / Adjusters International · Austin
Texas public adjuster FAQ
What does a public adjuster cost in Texas?
Most public adjusters in Texas work on contingency: they take a percentage of the claim payout, and you pay nothing up front. Texas does not cap public adjuster fees by statute, so the percentage is whatever you negotiate. Get the fee agreement in writing before you sign.
What does a public adjuster do?
A public adjuster is a licensed claims professional who works for you, not the insurance company. They document the damage, estimate the true cost of repairs, file and negotiate the claim, and push back when the insurer’s offer is low. The adjuster your insurer sends works for the insurer.
When should I hire a public adjuster in Texas?
Consider one when the claim is large, the damage is complicated, the insurer’s offer seems low, or you do not have the time to document and negotiate the claim yourself. For a small, straightforward claim with a fair offer, filing on your own can make sense.
How is AdjusterAlly free for policyholders?
Firms pay us for placement and lead routing. We disclose paid placement on every listing, we never sell your data, and matching never costs you anything.