I called late in the afternoon, no one answered, so I selected Mr. Terry's extension. He answered the phone during a board meeting. At first he asked if he could call me back but instead stepped out of his meeting to speak with me. I explained an issue I was having with a clients insurance with a roof claim. He was honest regarding the issue at hand and gave me recommendations on who I can turn to next. Next time I need a public adjuster that specializes in fire. Honesty these days is hard to come buy and Mr. Terry is as straight as they come. I Highly recommend.
Licenses and verification
- TX · License #1924788 (Public Insurance Adjuster) · expiredVerified via data.texas.gov on September 2, 2026
Verification reflects what state records showed on the date listed. Licenses lapse; confirm a current license with the state before you sign anything.
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Highlights from 138 Google reviews
Maddie and Dale and the entire team at Crossroads were awesome to work with during our house fire. They made the complex process simple and easy to understand in a time of uncertainty. They were Always easy to access for questions and kept us updated as the process transpired. We could not recommend them any higher and are glad to have found them during this trying time.
I highly recommend Staci Ready as a public adjuster. She did an outstanding job handling my large fire loss claim with Allstate Insurance. From start to finish, she was knowledgeable, professional, responsive, and always had my best interests in mind. Her expertise, attention to detail, and persistence helped maximize my settlement and took a tremendous amount of stress off my shoulders during a very difficult time. Staci kept me informed throughout the entire process, advocated for me every step of the way, and made what could have been an overwhelming experience much easier to navigate. I truly appreciate everything she did for me, and I wouldn’t hesitate to recommend her to anyone dealing with a property insurance claim. She is simply the best!
A Lifeline When I Needed It Most After Hurricane Beryl tore through my home, I found myself overwhelmed, with no understanding of the insurance process or even what a public adjuster was. It was during that moment, when everything seemed uncertain, that Dale Terry, then CEO of Crossroads, and his son John Terry, now CEO, approached me. They did not pressure, scare, or oversell. Instead, they calmly explained what they do, how they could help, and most importantly, why I could trust them. Crossroads is that rare kind of company, large enough to deliver professional results, but still a tight-knit, family business where you can speak directly to the founders. In a crisis, that kind of access is invaluable. Once I signed, they assigned Al Alfredo to my case, a senior technical expert who not only knew every detail of the claims and construction world, but also took the time to walk me through it with clarity and patience. But what truly sets Crossroads apart is their character. Every single person I dealt with operated with integrity and compassion. Maddie Ludwig, who managed the financial aspects of my account, was consistently honest, responsive, and efficient. There was never a moment I felt left in the dark. In one of the hardest chapters of my life, Crossroads brought not just professionalism, but dignity and humanity. I’m grateful beyond words.
Meeting Dale (Dale Terry) was truly a moment of divine timing. I was at Home Depot, just trying to pick up supplies and figure out how to handle the flooding situation at home, and he happened to be right behind me in line. He came to rescue on a weekend and helped us understand exactly what to do, offering his time and expertise with no expectations at all. He mentioned he was simply following his Christian belief in helping others, and that kind of genuine kindness is incredibly rare. He isn't just good at his job he is one of the best: professional, knowledgeable, and deeply experienced. It’s not easy to find someone who’s not only exceptional at what they do but also such a genuinely good person with a kind heart and true integrity. We feel so lucky and blessed to have met him and can’t recommend Dale highly enough
I had an outstanding experience working with Public Adjuster, JohnTerry of Crossroads Insurance Recovery Advocates LLC in Houston, Texas His team specializes in representing policyholders against insurance companies in managing claims for residential and commercial properties. His attention to detail was exceptional and his team handled every part of the process with professionalism and detailed care. They were very thorough, responsive and clearly detailed to getting the best possible outcome. If you need someone who truly knows their craft, updated insurance procedures and goes above and beyond; this is the Adjuster you want on your side.




