Public Adjusters in Florida

Florida policyholders file more property claims per capita than almost anyone in America, and the state regulates how much a public adjuster can charge you more tightly than most. Florida caps public adjuster fees at 20 percent of the claim payment, and drops that cap to 10 percent for claims arising from a governor-declared emergency during the year after the declaration. Public adjusters here are licensed by the Department of Financial Services, which also investigates complaints and publishes disciplinary actions. After a hurricane, adjusters from across the country pour into the state, so verifying a license matters more here than anywhere. Every firm listed below is checked against state records where those records are machine-accessible, and every match request from a Florida policyholder is routed under our published rules.