What were the costliest U.S. hurricanes?
Hurricane Katrina is the costliest U.S. hurricane on record by insured loss, and three of the top five all struck in 2017. These are insurer paid losses including NFIP, not total economic damage.
$65B Katrina remains the costliest U.S. hurricane at $65 billion in insured losses including NFIP. (Aon, via Insurance Information Institute, 2005. Source)
$107.5B Inflation adjusted, Katrina losses total $107.5 billion in 2025 dollars. (Aon, via Insurance Information Institute, 2025 dollars. Source)
$30B Superstorm Sandy caused $30 billion in insured losses when it occurred. (Aon, via Insurance Information Institute, 2012. Source)
$30B Hurricane Harvey caused $30 billion in insured losses when it occurred. (Aon, via Insurance Information Institute, 2017. Source)
$29.9B Hurricane Irma caused $29.9 billion in insured losses when it occurred. (Aon, via Insurance Information Institute, 2017. Source)
$29.7B Hurricane Maria caused $29.67 billion in insured losses when it occurred. (Aon, via Insurance Information Institute, 2017. Source)
How active are recent hurricane seasons?
The 2024 season produced 11 hurricanes with 5 U.S. landfalls and 356 deaths. The record 2020 season produced 14 hurricanes, and 2017 remains the deadliest recent year.
11 / 5 / 356 The 2024 Atlantic season produced 11 hurricanes, 5 U.S. hurricane landfalls, and 356 deaths. (NOAA National Hurricane Center, via III, 2024. Source)
14 / 6 The record 2020 season produced 14 hurricanes with 6 U.S. hurricane landfalls. (NOAA NHC, via Insurance Information Institute, 2020. Source)
3,173 The 2017 season killed 3,173 people, the deadliest recent year. (NOAA NHC, via Insurance Information Institute, 2017. Source)
1,414 The 2005 season killed 1,414 people. (NOAA NHC, via Insurance Information Institute, 2005. Source)
June-Nov The official Atlantic season runs June through November, though storms occasionally form outside it. (Insurance Information Institute, current. Source)
74 mph A tropical cyclone becomes a Category 1 hurricane at 74 mph sustained winds on the Saffir-Simpson scale. (NOAA, via Insurance Information Institute, current. Source)
What does federal flood insurance pay after hurricanes?
NFIP paid $16.3 billion for Katrina alone, averaging $97,134 per paid loss. Flood is the quiet half of most hurricane claims, and standard homeowners policies exclude it.
$16.3B The National Flood Insurance Program paid $16.316 billion across 167,971 Katrina losses. (FEMA, via Insurance Information Institute, 2005. Source)
$7.9B NFIP paid $7.946 billion across 129,235 Sandy losses. (FEMA, via Insurance Information Institute, 2012. Source)
$2.7B NFIP paid $2.689 billion across 46,589 losses for Hurricane Ike. (FEMA, via Insurance Information Institute, 2008. Source)
How many homes sit in hurricane paths?
About 33.1 million Gulf and Atlantic homes face moderate or greater wind risk and 6.62 million face surge risk. Rebuilding all of them would cost an estimated $13.9 trillion combined, land excluded.
33.1M About 33.1 million homes face moderate or greater hurricane wind risk. (Cotality, via Insurance Information Institute, 2025. Source)
$11.68T Rebuilding those wind exposed homes would cost an estimated $11.676 trillion. (Cotality, via Insurance Information Institute, 2025; estimate. Source)
6.6M About 6.62 million Gulf and Atlantic homes face moderate or greater storm surge risk. (Cotality, via Insurance Information Institute, 2025. Source)
$2.19T Rebuilding those surge exposed homes would cost an estimated $2.187 trillion. (Cotality, via Insurance Information Institute, 2025; estimate. Source)
878K The New York metro has 878,226 homes at surge risk worth $415.4 billion to rebuild. (CoreLogic, via Insurance Information Institute, 2024. Source)
2.09M The Houston metro has 2.09 million homes at wind risk worth $671.3 billion to rebuild. (CoreLogic, via Insurance Information Institute, 2024. Source)
What can a Florida adjuster charge after a hurricane?
Florida caps fees at 20% outside emergencies and 10% the year after a declared emergency. The deductible is excluded from the fee base by statute, so percentage math starts above it.
$0 fee on deductible In Florida the public adjuster fee base excludes the deductible by statute. (Fla. Stat. 626.854(11), via AdjusterAlly Florida page, current. Source)
Florida fee rules with verbatim statute text → All property claim statistics →
How bad was the 2025 hurricane season?
Season totals are still being finalized as this page publishes, so this page does not quote a 2025 landfall or loss total yet.
TODO: pull the NHC 2025 Atlantic season summary on release. Search: NHC 2025 Atlantic hurricane season summary named storms landfalls, NOAA 2025 billion dollar disaster review for hurricane entries.
Methodology
Insured loss rankings are Aon estimates via III. Season counts and deaths are NOAA National Hurricane Center administrative data via III. NFIP payouts are FEMA administrative data via III. Exposure values are Cotality and CoreLogic modeled estimates, labeled as estimates. Nothing here comes from another stats roundup. Last updated September 13, 2026. Next scheduled review January 2027.